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Julie Bentley
REALTOR®, GRI, U.S. Military on the Move® Certified Military Specialist, Senior Real Estate Specialist®, LeadingRE Marketing Specialist, LeadingRE Relocation Specialist, LeadingRE Sales Specialist, LeadingRE Service Expert, e-PRO®, C2EX
Cell: (904) 576-0706
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95161 Lock Street, Fernandina Beach, FL 32034

$429,000
Featured Listing New to the Market
BEDS3 BATHS2 full SQUARE FEET1,895 MLS#2144240
MAP LISTING
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034

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95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034
95161 Lock Street, Fernandina Beach, FL 32034

Property Description

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

95161 Lock Street | MLS# 2144240

This single family home located at 95161 Lock Street, Fernandina Beach, FL 32034 is currently listed for sale by WATSON REALTY CORP, with an asking price of $429,000. This property was built in 2024 and has 3 bedrooms and 2 full baths with 1895 sq. ft. Lock Street is located in the Concourse Crossing subdivision. Search Concourse Crossing real estate on jbentley.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Heating: Central
Lot Size: 0.32 Acres
Roof Type: Shingle
Taxes: $5,180
Year Built: 2024
Square Feet: 1,895

Feature Descriptions

Exterior: Frame
Sewer: Public Sewer
Special View Info: Trees/Woods

Listed By / Shown By

Listed By

Agency Name: WATSON REALTY CORP

agent picture

Shown By

Agent Name: Julie Bentley
Agent Phone: Cell: (904) 576-0706

Estimate Your Payment

Estimated Payment

$ 2,685.58 per month $2,128.79 Principal & Interest $431.67 Property Tax $125.13 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/13/2026. The listing information on this page last changed on 05/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/13/2026 12:04:49 AM EST) or GAMLS (last updated Tue 05/12/2026 11:15:11 PM EST) or Stellar MLS (last updated Tue 05/12/2026 11:59:12 PM EST) or SPC MLS (last updated Tue 05/12/2026 11:21:18 PM EST) or Martin MLS (last updated Tue 05/12/2026 11:38:09 PM EST) or Indian River MLS (last updated Tue 05/12/2026 11:30:17 PM EST) or Daytona MLS (last updated Tue 05/12/2026 11:36:45 PM EST) or Northeast Florida MLS (last updated Tue 05/12/2026 11:59:08 PM EST) or Beaches MLS (last updated Tue 05/12/2026 11:58:38 PM EST) or BORMLS (last updated Tue 05/12/2026 11:15:23 PM EST) or Golden Isles MLS (last updated Tue 05/12/2026 11:26:35 PM EST) or Amelia/Nassau MLS (last updated Tue 05/12/2026 11:25:12 PM EST) or Dixie Gilchrist Levy MLS (last updated Tue 05/12/2026 11:42:15 PM EST) or NFLMLS (last updated Tue 05/12/2026 9:04:59 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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