Did you know that as a named tropical storm or hurricane approaches Florida most insurance companies will suspend writing homeowner policies until the storm has passed? Often the suspension remains in place for a couple of days after as well. The storm doesn't have to be headed directly toward
the area of your new home and there are no regulations governing how long before or after the storm insurers can suspend issuing policies. How does that affect you? If you are financing your new home your lender requires that you have homeowner insurance before closing. If your insurer can't issue your policy because of a storm 'on the grid,' your len...
There are so many reasons that people choose to live in St. Johns, FL that listing them all would be nearly impossible. Here are ten of the most common.
Location, Location, Location St. Johns is within easy commuting distance of both downtown Jacksonville to the north and historic St. Augustine to the south. By automobile you can travel less than 2 hours to Amelia Island, Savannah,...
When you buy a new construction home one of the most exciting things you'll do is visit a design center to choose the fea
tures and finishes you want to incorporate. The experience can be fun, but also overwhelming. Here are some tips for your design center visit.
BEFORE YOU GO:
You've found a house, submitted an offer and the Seller has accepted it. Now what? In Northeast Florida, once you have a signed Purchase & Sale Agreement, a Buyer has a set period of time in which to perform their due diligence. This time, also known as the inspection period, is often 10 days but may be shorter or longer depending upon what was agreed upon in the sales contract. During the due diligence period, a Buyer should do whatever inspections and research they deem important. Before the period ends, a Buyer may either cancel the contract and have their escrow deposit returned to them, or proceed with the transaction and risk losing their escrow deposit if they don't purchase the home.
Below are some things I encourage my customers to do as part of their due diligence.
Did you know that many homes listed for sale are given nicknames by potential buyers? Possibly even more than one nickname and the homeowners will
likely never know. Most buyers begin their home search online and name the houses while looking at photos. When they view the homes with their Realtor® the nickname often sticks or is replaced by another one. Was the house on Poplar St. the one with all the cameras and recording equipment or was that the house on Morris Dr? Which one was it that looked like a fraternity house with red solo cups, dirty laundry and take-out containers piled up? Which house had the custom shoe shelves with hundreds of pairs of heels? Was the house with the dog, cats and reptiles the one on Sunset Ct?
It can be difficult for buy...