Posts with tag 'homeowners insurance'

Hurricane season begins on June 1st and goes all the way through November. If you're new to Florida, that thought can be unsettling. My advice? Prepare, don't panic. Here's a checklist to help you. And don't make the same mistake I did after moving here and experiencing my first hurricane season: I let mysefl get some serious 'storm fatigue.' Once a hurricane is spotted, no matter how far away, it becomes big news and you'll hear or read about the approaching storm for a couple of weeks before it is even near northeast FL. Don't let the hysteria worry you, but don't be complacent either. Be prepared. 

One more pro trip: if you decide to leave the area before the storm hits and will be traveling with pets, identify pet-friendly hotels (or friends!) in advance and make reservations. Also be sure to have a copy of your pet's vaccination records...

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Did you know that as a named tropical storm or hurricane approaches Florida most insurance companies will suspend writing homeowner policies until the storm has passed? Often the suspension remains in place for a couple of days after as well. The storm doesn't have to be headed directly toward the area of your new home and there are no regulations governing how long before or after the storm insurers can suspend issuing policies. How does that affect you? If you are financing your new home your lender requires that you have homeowner insurance  before closing. If your insurer can't issue your policy because of a storm 'on the grid,' your len...

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Most people know that the state of Florida is flat and is built upon and surrounded by water. What some don't know is justh how flat it is: the vast majority of land in Florida is at an elevation of less than 150' above sea level, and the highest point in the state is only 345'above.  Flooding is certainly a risk and most 

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